In most instances you cannot file a claim under the Heart Bill post-retirement. The reason for this is that the statute is very clear. It only provides protection for those first responders who are still on the job. The case law that has interpreted the statute is also extremely exclusive and provides, in really very clear terms, that there is no coverage for somebody post-retirement. We need to establish some disability for the cardiac condition or the hypertension prior to retirement. As long as that has been done, the claim will be viable; but if no diagnosis is made and no disability is established prior to retirement, it's going to be very difficult to make a claim.

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