Impairment benefits are paid at the point of maximum medical improvement, when an individual on the Heart Bill has reached a plateau. Maximum medical improvement again is a medical-legal term of art, that means your case has essentially reached a stage where there is no anticipated further recovery from a medical perspective. At that point, your doctor has to assign a whole body impairment rating and based on that impairment rating, you receive something called impairment benefits. Now with respect to heart bill claims it's very important to understand that these impairment benefits are extremely substantial. In most cases, they are tens of thousands of dollars. In rare instances, we have had cases where people are paid hundreds of thousands of dollars for whole body impairment. This is a very big and important part of the Heart Bill, and it's something that all First Responders should understand very clearly.

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