For Florida first responders, the timeline of a Heart Bill claim is important to understand because the deadlines are strict and missing one could cost you the benefits you rightly deserve.
At Bichler & Longo, PLLC, we represent first responders in workers’ compensation cases, and we want to represent you too. Our respected Heart Bill attorneys can walk you through what you need to do, what to expect, and how legal help can protect your rights.
The first step in the timeline of a Heart Bill claim in Florida is reporting your injury. For a Heart Bill claim, you have 90 days from the date you were hospitalized, restricted from work, or told by a doctor that you could not perform your job duties because of hypertension or heart disease. Even if your symptoms seem minor at first, you should still report them. Tell your immediate supervisor or employer right away so the claim can be properly filed.
Filing a Heart Bill claim is similar to other workers’ compensation claims. Once your supervisor knows about your condition, they are supposed to report it to the workers’ compensation insurance carrier. But sometimes supervisors are not familiar with how the Heart Bill works. Fortunately, filing the notice of injury form is something our firm can handle quickly and correctly. This filing must happen within 90 days of your disability to keep your claim valid.
Another key part of the Heart Bill timeline is understanding how long your claim can remain open. Generally, you have two years from your original injury date to pursue a workers’ comp claim, or one year from your last authorized medical treatment. As long as you continue treatment with your authorized doctor yearly, your claim can essentially remain active for life. This is one reason why early reporting and consistent medical care are so important.
Most Heart Bill claims involve depositions at some point. A workers’ comp deposition usually lasts between 60 and 90 minutes, where you will be asked questions about your work history, your health, and the events that led to your disability. Beforehand, your lawyer will prepare you so you feel confident in providing answers. This step is simply a way for both sides to gather evidence.
If you and the insurance company agree on a number, you can accept a lump sum payment to settle the case. However, settlement comes with trade-offs. Once you settle, workers’ comp will no longer cover future medical care or lost wages. A lawyer can help you weigh those factors and decide if settlement fits into your personal timeline.
If your case does not settle, it may proceed to trial before a judge. Evidence and testimony are presented from both sides, which often includes medical reports, details about your condition, and your work history. After reviewing everything, the judge has 30 days to issue a written order with their decision. Either party can appeal after that. While this can feel like the most stressful step, it is simply the final part of the heart bill process when earlier resolution is not possible.
First responders face enough stress without having to fight for benefits on their own. We are dedicated to protecting those who protect and serve, and we are here to make sure you get the coverage, medical care, and financial support you have earned. Contact Bichler & Longo, PLLC to learn more about the timeline of a Heart Bill claim in Florida.